clear choice and the direction he wants to take the country. he owes the country, if he gets elected, that type of clarity. in a state of the union, you talk about this and talk about that. >> why has it taken so long to get there? >> i think it's the appropriate time to do that. and i think it's continuing throughout the campaign, right now, through the debates, to election day, this is a choice. i try to say this in not -- in so many words, which is, you have one individual that said let detroit go bankrupt. and another, the president, said i've got your back. mitt romney said in vegas, when it came to housing, let it hit rock-bottom. the president said, let's figure out how you can refinance to hold on to it. clear policy choices. clear implications for the american people. different directives. and it's a choice. that's what it's going to take. and to finish that conversation, the president will lay out his vision, not just for the next four years. but their consequences for the next four years.